SONORACAPITAL PARTNERS Request a call

When the work is ahead of the cash.

A builder in a hard hat working on top of a timber house frame under a blue sky

No upfront fees. Terms in writing. The decision stays with you.

Sonora Capital Partners introduces established contractors to funding partners who cover materials and payroll until the job pays. We are a broker, not a lender.

Request a call How it works

Materials and crew come first. The cheque comes weeks later. We help good contractors cover the time in between.

Inside a house under construction, looking along bare timber framing
A timber house frame under construction, seen from directly above

Four stages. You can stop at any of them.

  1. 1A short callTen minutes on your business, the jobs you have on and the gap you need to cover.you and us
  2. 2A simple fileOne application and your recent business bank statements, sent by secure link.you
  3. 3A written offerThe funding partner reviews the file and puts its offer on paper.the funding partner
  4. 4Your decisionAccept it, ask us about any line of it, or decline.you
A hillside covered in saguaro cactus under a soft pink and blue sky at dusk in the Sonoran Desert

General contractors, roofers, electricians, plumbers, mechanical, concrete, framing and remodeling crews.

A typical fit has been in business a year or more, sees $25,000 a month or more through the business account, and has active jobs under contract or permit. Each funding partner sets its own requirements.

What owners ask first.

Are you a lender?

No. Sonora Capital Partners is a commercial finance broker. We introduce your business to funding partners, who make all funding decisions and set out their terms in writing.

What does it cost to look?

Nothing. We do not charge upfront or application fees. If you choose to accept funding, our fee is paid by the funding partner.

How quickly can it happen?

Timing depends on the funding partner and on how promptly your documents are provided. We do not guarantee timelines. Your funding partner will confirm one after reviewing your file.

What do you need from me?

A short application and your recent business bank statements, submitted through a secure link. We will never ask for online banking credentials, card numbers or Social Security numbers over the phone.

Why did you call my business?

We contact contractors whose public permit records indicate a period of increased activity. If you would prefer not to be contacted, tell us on the call or email info@sonoracapitalpartners.com and we will remove your business from our list.

Where do you work?

We work with contracting businesses in most US states. We do not currently serve Connecticut, Missouri, Texas or Virginia.

Tell us about the gap.

Share a few details and we will call you at a time that suits you. There is no cost and no obligation.

Or email us at info@sonoracapitalpartners.com

Please do not include banking details. By submitting a request, you agree that Sonora Capital Partners may contact you about it. See our privacy policy.

Privacy policy

Effective 12 November 2026

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In short: we use business contact details from public records, and what you tell us, to talk with you about funding and, with your permission, to introduce you to a funding partner. We do not sell personal information. You can ask us to stop contacting you at any time.

Who we are

Sonora Capital Partners (“Sonora”, “we”, “us”) is a commercial finance broker based in Toronto, Canada. We introduce contracting businesses in the United States to third-party funding partners. We are not a lender.

This policy explains what information we handle when you visit this website, when we contact your business, and when you ask us to help you look for funding.

Information we collect

From public records. We build our contact list from public building-permit and contractor-licence records. From those records we hold a business’s name, phone number, trade, city and state, recent permit activity, and the name of the licence holder or principal listed for the business.

From you. If you speak with us, email us or use the form on this site, we collect what you choose to give us. That usually includes your name, business name, phone number, email address and a good time to call. It can also include what you tell us about your business and what you are looking for, such as how long you have been operating, roughly how much moves through your business account each month, the amount you want and any financing you already have.

From calls. Calls with us may be recorded and transcribed, and we keep notes of them. Some calls are placed or handled using automated voice technology.

From an application. If you decide to apply, your application and business bank statements go to the funding partner through a secure link. We see the information needed to help you complete the application and to follow its progress.

From this website. This site does not use advertising or analytics cookies. It loads its typefaces from Google Fonts, so Google receives your device’s IP address when a page loads. Our hosting provider keeps standard server logs.

What we do not ask for. We never ask for online banking usernames or passwords, card numbers or Social Security numbers by phone or by email.

How we use information

  • To contact businesses that may want working capital, and to answer questions.
  • To understand whether funding could fit a business before making an introduction.
  • To introduce a business to a funding partner once its owner has agreed.
  • To keep a do-not-contact list and honour requests to stop.
  • To train our team, check the quality of our calls and resolve complaints.
  • To meet legal and regulatory duties and to protect against fraud or misuse.

When we share information

  • With funding partners, only after you have agreed that we may pass your details on.
  • With companies that provide services to us, such as telephone and call-recording, email, hosting, and internal messaging and record-keeping tools. They may use the information only to provide those services to us.
  • With regulators, courts or law enforcement where the law requires it.
  • With a buyer or successor if our business is sold or reorganised, under the same commitments as this policy.

We do not sell personal information, and we do not share it for advertising.

How long we keep it

We keep information only for as long as we need it for the purposes above, or for as long as the law requires. If you ask us to stop contacting you, we keep the details needed to make sure we honour that request.

Your choices

To stop contact. Tell us on any call, or email info@sonoracapitalpartners.com with your business name and phone number. We will add you to our do-not-contact list, normally within ten business days.

To see, correct or delete information. Email us at the same address. We may need to confirm who you are, and we aim to reply within thirty days. Some information has to be kept, for example a record of a do-not-contact request.

Depending on where you live, you may have further rights under local privacy law, including the right to complain to a regulator. In Canada that is the Office of the Privacy Commissioner of Canada.

Security

We use reasonable technical and organisational measures to protect the information we hold, and we limit access to people who need it. No system is completely secure, so we cannot guarantee security. Please do not send banking details by email.

Where information is processed

We operate from Canada and work with businesses and service providers in the United States. Information may be stored and processed in either country and is subject to the laws of both.

Businesses only

Our service is for businesses and the adults who run them. This site is not directed at anyone under eighteen.

Changes to this policy

If we change this policy we will post the new version here and update the effective date above.

Contact

Questions or requests about privacy: info@sonoracapitalpartners.com

Terms of use

Effective 12 November 2026

Back to the home page

In short: this site describes a brokering service for businesses. Nothing here is an offer of funding or advice, we do not guarantee approval, and any funding is governed by the funding partner’s own written agreement with you.

About these terms

These terms apply to this website and to requests you send us through it. By using the site or sending a request, you agree to them. If you do not agree, please do not use the site.

What we do

Sonora Capital Partners is a commercial finance broker. We introduce businesses to third-party funding partners. We are not a lender or funder, and we do not make funding decisions.

We do not charge you upfront or application fees. If you accept funding from a funding partner we introduced, that partner may pay us a fee.

No offer, no guarantee, no advice

  • Nothing on this site is an offer or a commitment to provide funding.
  • Approval, amounts, cost and timing are decided by the funding partner and set out by it in writing. We cannot promise any of them.
  • Funding arranged through funding partners can cost more than traditional bank financing. Read any offer carefully before you accept it.
  • Information on this site is general. It is not financial, legal or tax advice. Please speak to your own advisers about your situation.

Who can use the service

  • The service is for businesses, for business purposes only. It is not for personal, family or household use.
  • You must be at least eighteen and authorised to act for the business you tell us about.
  • The service is not available in every state. We do not currently serve Connecticut, Missouri, Texas or Virginia.

Information you give us

Please make sure what you tell us is accurate and that you have the right to share it. Do not send us online banking usernames or passwords, card numbers or Social Security numbers. Our privacy policy explains how we handle information.

Contacting you

When you send a request or give us your contact details, you agree that we may contact you about your request by phone or email at the details you provide, and by text message if you ask us to. Calls may be recorded. You can ask us to stop at any time by telling us on a call or emailing info@sonoracapitalpartners.com.

Funding partners and other third parties

Funding partners are independent companies. Their decisions, offers and agreements are their own, and any funding you accept is governed by your agreement with them. We are not responsible for their decisions or their terms.

Content on this site

The text, design and Sonora Capital Partners name and marks belong to us. Photographs are used under licence from their photographers. You may view the site for your own business use. Please do not copy it, scrape it or use it to mislead anyone.

The site is provided as it is

We try to keep this site accurate and available, but we provide it without warranties of any kind, to the extent the law allows.

Limits on our liability

To the fullest extent the law allows, Sonora Capital Partners is not liable for indirect or consequential losses, for lost profits, or for the decisions or conduct of funding partners. Nothing in these terms limits liability that cannot be limited by law.

Governing law

These terms are governed by the laws of the Province of Ontario and the federal laws of Canada that apply there. This does not take away any protection you have under the laws of the place where your business is located.

Changes to these terms

If we change these terms we will post the new version here and update the effective date above.

Contact

Questions about these terms: info@sonoracapitalpartners.com